Typically, farming and ranching operations are owned by farm families, with the burden of agriculture loan repayment often left to the next generation when the primary operator passes. For this purpose, Western AgCredit offers term life insurance to help secure the financial future for your operation.

Insurance proceeds can be used to repay loans or to ensure that siblings not involved in the operation receive an inheritance without jeopardizing the success of the farm or ranch by dividing it among all heirs.

To apply for term life insurance:

  • Contact your loan officer or request a quote online to determine how term life insurance can benefit the financial future of your operation.
  • After submitting your initial application, the underwriter will contact you to obtain health information (age, lifestyle, general health conditions, medical history, etc.) and quote you a rate for the amount of your desired coverage.
  • All insurance policies are underwritten by reputable and top-rated national insurance companies.

Through securing life insurance coverage, you can rest easy knowing that your operation can remain financially secure for future generations.


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