Western AgCredit is committed to helping farmers and ranchers succeed in agriculture. The purpose of the AgFuture Program is to connect young, beginning and small farmers with industry resources and constructive credit to achieve a sustainable future in agriculture.

Western AgCredit also invests money into scholarship programs and sponsors activities and organizations that educate young farmers and ranchers to help ensure they have the tools necessary to effectively manage their farm or ranch.

AgFuture Loan Programs

To help meet the unique needs of YBS operators, Western AgCredit offers a variety of loan programs tailored to address specific needs common to those getting started in agriculture. Below is a summary of loan products. For more information, or to discuss the options with one of our team members, please contact a location near you or complete our loan inquiry form and we will reach out to you.


To be eligible for the AgFuture Loan Programs, applicants must qualify in at least two of the following categories.

  • Young Farmer or Rancher: Applicant is age 35 or younger on the date the loan is originally made.
  • Beginning Farmer or Rancher: Applicant has less than 10 years of farming/ranching experience.
  • Small Farmer or Rancher: Applicant normally generates less than $350,000 in annual gross sales of agricultural products.

Apply Today

For questions or to apply, please contact your local branch or click on the loan inquiry button below.


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